HBL Union Pay Debit Card
HBL UnionPay card is a payment card that is issued by Habib Bank Limited (HBL) and is affiliated with the UnionPay network. UnionPay is a Chinese financial services corporation that provides bank card services and is one of the largest card payment networks in the world.
The HBL UnionPay card can be used to make purchases at millions of merchants worldwide that accept UnionPay cards, including in China. The card can also be used to withdraw cash from ATMs that display the UnionPay logo.
The HBL UnionPay card comes with various benefits and features, such as competitive exchange rates, secure transactions, and access to exclusive discounts and offers. Additionally, HBL offers a range of other credit and debit cards, each with their own features and benefits to suit different customer needs.
HBL Union Pay Debit Card Charges:
The charges and fees for an HBL UnionPay debit card may vary depending on the specific type of card and the location where it is being used. However, some common charges and fees that may apply include:
Annual fee: This is a yearly fee that is charged for the use of the card. The amount of the annual fee may depend on the specific card and the bank's policy.
ATM withdrawal fee: A fee may be charged for each cash withdrawal made at an ATM using the HBL UnionPay debit card. This fee may vary depending on the location of the ATM.
International transaction fee: A fee may be charged for transactions made outside of the card's home country. This fee may vary depending on the currency used and the location of the transaction.
Currency conversion fee: If a transaction is made in a currency that is different from the card's native currency, a currency conversion fee may be charged. This fee is typically a percentage of the transaction amount.
Replacement card fee: If the card is lost or stolen, a fee may be charged for a replacement card.
It's important to note that specific charges and fees may vary depending on the specific HBL UnionPay debit card, so it's always a good idea to check with HBL or read the card's terms and conditions to understand the full range of charges and fees that may apply.
HBL UnionPay Debit Card Discounts
HBL UnionPay debit cardholders may be eligible for discounts and offers at various merchants and retailers, both locally and internationally. Some of the discounts and offers that may be available to HBL UnionPay debit cardholders include:
Discounts on dining: HBL UnionPay debit cardholders may be eligible for discounts on dining at select restaurants and cafes.
Travel discounts: HBL UnionPay debit cardholders may be eligible for discounts on airfare, hotels, and other travel expenses when booking through select travel agencies.
Shopping discounts: HBL UnionPay debit cardholders may be eligible for discounts on select retail purchases, such as clothing, electronics, and accessories.
Entertainment discounts: HBL UnionPay debit cardholders may be eligible for discounts on movie tickets, amusement park tickets, and other entertainment expenses.
Health and wellness discounts: HBL UnionPay debit cardholders may be eligible for discounts on health and wellness products and services, such as gym memberships, spa treatments, and health supplements.
The specific discounts and offers available to HBL UnionPay debit cardholders may vary depending on the card's specific benefits and the promotions available at the time. It's always a good idea to check with HBL or the UnionPay website for the latest offers and discounts available to cardholders.
How to apply
To apply for an HBL UnionPay debit card, you can follow these simple steps:
Visit the Habib Bank Limited (HBL) website or any HBL branch in person.
Navigate to the section for debit cards and select the HBL UnionPay debit card option.
Review the features, benefits, and fees associated with the card to determine if it meets your needs.
Complete the application form with your personal and contact information, including your name, address, phone number, and email address.
Provide any required documentation, such as a valid government-issued ID, proof of income, and proof of address.
Submit the application and documentation to HBL either online or in person at a branch location.
Wait for the application to be processed and for the HBL UnionPay debit card to be issued.
Once you receive the HBL UnionPay debit card, you can activate it and start using it to make purchases and withdrawals at any merchant or ATM that accepts UnionPay cards.
